No one shouts “total independence” quite like being able to acquire your own car and not just any automobile mind you, but your actual “first car”! You want the raddest and newest model on the market but the first time car buyer, you will probably be shocked at all the expenses incurred.  Before getting a new car loan, you have some financial obligations to settle before sliding into the front seat. You must first and foremost apply for a new car loan. We give you that information.